Paying for your Land

How does the process of paying for your land work?
It's simple!

Cash Purchase:

A cash purchase is when you will pay the full balance, minus the initial deposit if applicable, in one lump sum. Start by clicking the "Reserve Now" button -or- give us a call and make payment for the down payment and document fees. This will reserve your particular property for you. Next we will send you some paperwork, and you may make payment for the remaining balance.

Available options for making this payment include:

Wire Transfer
ACH/Electronic Transfer
Money Order / Bank Check (Credited once payment clears)
Direct Deposit into our Bank Account
Zelle (currently no fees, but banks impose individual limits)
Credit Card (fees apply)
Other - just ask about what works for you

Payment Plan - Making Schedule Payments:

If you would like to set up a payment schedule and pay for your purchase over time, we are happy to work with you. Generally 12 or 24 months are used as basic terms but longer terms with lower monthly payments are also available. We believe land ownership is something that should be available to everyone, and would like to help you make that happen for you. Give us a call to discuss your specific needs.

The process starts the same way - by clicking the "Reserve Now" button on the property detail page -or- by calling us and making the initial payment for your deposit and document fees.

We will discuss details of your payment schedule, and can tailor to your needs. You may make larger down payments to shorten the length of time, or make larger monthly payments for the same effect. We can also offer the opposite, smaller payments over a longer period of time. Generally speaking after your down payment the remaining balance is divided up into monthly payments. The payment schedule and methods can be agreed upon and will be outlined for you.

Payments at this time are set up through a credit card service provider. The general fee for this service is 3.5% added to your payment. This means your monthly payment would be your remaining balance after deposit divided into 24 payments with each payment plus 3.5%. To put this in perspective, it would add approximately $175 to a $5000 land purchase. Please read our note about fees below, and call us if you have any questions. There is no interest on the payments, simply fees to cover costs.

Ownership:

The land is yours upon completion of the final payment and closing. We handle all of the paperwork and filing, you will receive a deed to the property directly from the county.

A Note About Fees:

We don't believe in charging interest, and choose not to charge someone who would like to purchase with payments more than we would charge someone who pays in a lump sum. Fees for certain payments such as credit card payments are passed on and there are administrative costs associated with offering payments over time. This means that if there are fees that we incur using a payment processor, we add them to the payment. At this time a $15 fee is added to each monthly payment. For payments over $450, a 3.5% fee is added to each payment. We make no attempt to profit from the method of payment that you choose, simply offer options so that you can choose the one that's right for you.

Thank you

We look forward to helping you on your way to property ownership!